Terms of Use · ExPred

expred.io TERMS OF USE Effective as of August 11, 2026 Introduction These Terms of Use provide the terms and conditions under which you, whether personally or on behalf of an entity (“you” or “your”), are permitted to use, interact with or otherwise access the Interfaces or Features provided by Adventure One QSS, Inc. (the “Company,” “A1” “we,” “us,” or “our”). These Terms of Use, together with any documents and additional terms or policies that are appended hereto or that expressly incorporate these Terms of Use by reference as well as our Privacy Policy (collectively, the “Terms”), constitute a binding agreement between you and us. These Terms are applicable to (i) all content, informational functionality, and information features (the “Content Features”) available on expred.io (the “Site”) and any other site to which the Terms are posted (each, as applicable, an “Interface”) and (ii) software, including but not limited to the blockchain-based, smart contract protocol (the “Protocol”) known as ExPred (hereinafter, the “Platform”), that may be available to users by connecting their self-hosted wallets via an Interface, including but not limited to the Site (the “Technology Features” and together with the Content Features, the “Features”). The Site primarily functions to provide the Content Features — that is, news and information about global current events. If you are in a Restricted Jurisdiction (as defined below), you are only permitted to use the Content Features on the Site or any other Interface and may not use the Site or any other Interface for any other purpose and you may not access the Technology Features, including and in particular the Platform. NOTICE: PLEASE REVIEW THE TERMS CAREFULLY. BY ACCESSING, INTERACTING WITH OR USING THE SITE, ANY FEATURE OR ANY OTHER INTERFACE (INCLUDING BY CONNECTING VIA AN API, LINKING YOUR WALLET, OR OTHERWISE CREATING AN IDENTIFIER ON THE SITE), OR YOU AGREE THAT YOU ARE ABLE TO ENTER INTO A BINDING AGREEMENT AND, AS SUCH, HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS, INCLUDING THE BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS, YOU ARE NOT AUTHORIZED TO ACCESS, INTERACT WITH OR USE ANY INTERFACE OR FEATURE. USE OF THE SITE, PLATFORM OR TECHNOLOGY FEATURES FOR TRADING IS NOT PERMITTED BY PERSONS OR ENTITIES WHO RESIDE IN, ARE LOCATED IN, ARE INCORPORATED IN, HAVE A REGISTERED OFFICE IN, OR HAVE THEIR PRINCIPAL PLACE OF BUSINESS IN THE UNITED STATES OF AMERICA, ALBERTA, AUSTRALIA, BELGIUM, BRITISH COLUMBIA, FRANCE, GERMANY, HUNGARY, IRELAND, ITALY, ONTARIO, POLAND, QUEBEC, RUSSIA, SINGAPORE, SLOVAKIA, SLOVENIA, TAIWAN, THAILAND, THE NETHERLANDS, NEW ZEALAND, THE UNITED KINGDOM, OR ANY OTHER RESTRICTED TERRITORY AS DEFINED BELOW (ANY SUCH PERSON OR ENTITY FROM THESE JURISDICTIONS, A “RESTRICTED PERSON”). ADDITIONALLY, USE OF THE SITE, PLATFORM OR TECHNOLOGY FEATURES FOR TRADING IS NOT PERMITTED BY PERSONS OR ENTITIES (I) ON BEHALF OF ANY RESTRICTED PERSON(S) OR (II) DIRECTED, COORDINATED OR CONTROLLED BY ANY RESTRICTED PERSON (ANY SUCH PERSON OR ENTITY ALSO SHALL BE CONSIDERED A RESTRICTED PERSON). THERE ARE NO EXCEPTIONS; THEREFORE, IF YOU ARE A RESTRICTED PERSON, THEN DO NOT ATTEMPT TO USE THE SITE, PLATFORM OR ANY OF THE TECHNOLOGY FEATURES TO TRADE. USE OF A VIRTUAL PRIVATE NETWORK (“VPN”) OR ANY SIMILAR TOOL TO ATTEMPT TO OR TO CIRCUMVENT THE RESTRICTIONS SET FORTH HEREIN IS STRICTLY PROHIBITED. ANY PERSON IN VIOLATION OF THESE TERMS MAY HAVE THEIR WALLETS PLACED IN CLOSE-ONLY MODE AND BE PROHIBITED FROM ACCESSING THE TECHNOLOGY FEATURES IN OUR SOLE DISCRETION. The Site and Features Description of the Site and Features The Site contains different functionality – one part provides information about global news and events (the “Information Site”), while another part contains a feature that allows users to send messages to the Polygon blockchain network in an entirely self-directed manner in order to engage in trades for certain event-based contracts (the “Contracts”). Certain of the Features, including the Platform, were developed by a separate entity, Blockratize Inc. (“Blockratize”). Blockratize is a developer of software, and the Company is a licensee of such software. Neither the Company nor Blockratize operates a cryptoasset or derivatives exchange platform or offer trade execution or clearing services and, therefore, neither has control concerning your transactions using the Features. The pricing information provided on the Site relating to Contracts does not represent an offer, a solicitation of an offer, or any advice regarding, or recommendation to enter into, a transaction with the Company. Even when the Site appears to be dynamic (e.g., updating or providing new displays when you – on your own accord – provide certain information), at no time is the Company taking action directed by you or on your behalf. In addition, if you click the “Connect Wallet” feature on the Site such that your self-hosted cryptocurrency wallet (“Wallet”) is able to provide information to be transmitted to a blockchain network or other blockchain-based application, you should note that the Company (i) is not involved in providing or transmitting any such information to networks, (ii) cannot transmit any information to networks or otherwise assist in any transaction, (iii) never has access to and cannot control or provide guarantees relating to your Wallet and (iv) has no authority over and does not take possession or custody of your cryptoassets at any time, except as otherwise discussed herein. This also means that the Company is unable to assist with transactions: please be vigilant in interacting with any immutable blockchain technology. Further, neither the Company nor Blockratize owns or controls any of the deployed Contracts, the underlying software through which blockchain networks are formed or the Protocol is deployed. In general, the software underlying blockchain networks, including the Polygon network, is open source, such that anyone can use, copy, modify, and distribute it. You are solely responsible for familiarizing yourself with your Wallet and its safety and security features, including any private keys and passwords associated therewith. We will not and cannot access your private key, password, or any cryptoassets held within your Wallet nor can it reverse any transactions you initiate with your Wallet (or otherwise). We cannot be responsible or liable in any way for how you use your Wallet. You should also familiarize yourself with the risks associated with transacting on blockchain networks, including but not limited to smart contract vulnerabilities, front end vulnerabilities, hacks, phishing attacks, social engineering attacks, cryptoasset volatility and transaction irreversibility. Neither the Company nor Blockratize owns or controls the Protocol or the Polygon blockchain network on which the Protocol has been deployed. Neither the Company nor Blockratize is responsible for the operation of the underlying Polygon blockchain network, and neither the Company nor Blockratize makes any guarantee of the network’s functionality, security, or availability. The Company has no ability in any way to control, maintain, provide, operate, or improve the blockchain network underlying the Protocol nor the activity or data thereon. The Company is not responsible for the activities of persons or entities who develop or use applications or who validate or verify transactions or other operations related to blockchain networks operated by third parties. The Company cannot control how blockchain networks operated by third parties market their blockchain networks and users should not assume any blockchain networks operated by third parties are affiliated with the Company or with Blockratize. All transactions broadcast to the applicable blockchain network via your Wallet may require the payment of non-refundable network transaction fees, which shall be borne entirely by you. We do not effectuate, facilitate or control any transactions initiated via the Platform, and the Company will not be responsible for the result of any transactions, including but not limited to failed, inadvertent, or fraudulent transactions that may result in loss of funds or transaction fees or any other loss or harm to you. Your Acknowledgement Relating to the Site and Information on the Site You hereby acknowledge and agree that all information provided as part of the Content Features in connection with your access and use of the Site is intended for informational purposes only. The Site strives to provide accurate information, but there is no guarantee or warranty that the information is updated, complete, or timely. For this reason, you acknowledge and agree that you are not relying on any of the information on the Site or any other Interface for any purpose and expressly (i) disclaim any reliance on any information on the Site or within the Features, and (ii) acknowledge that neither the Company nor Blockratize will be liable for any such information provided. From time to time the Site, any other Interface or the Features may be inaccessible or inoperable for any reason, including, without limitation: (A) equipment malfunctions; (B) periodic maintenance procedures or repairs that the Company or any of its suppliers or contractors may undertake from time to time; (C) causes beyond the Company’s control or that the Company could not reasonably foresee; (D) disruptions and temporary or permanent unavailability of underlying blockchain infrastructure; or (E) unavailability of third-party service providers or external partners for any reason. You should take all steps to independently verify any information on the Site and any Interface on which you intend to rely and should not take action based solely on any information contained on any Interfaces, including blog posts, data, articles, links to third-party content, social media content (including Discord, Lens, Farcaster or X), news feeds, tutorials and videos. None of the information provided on the Site, any other Interface, or through the Features should be construed as professional or investment advice, and the Company does not owe any duties and does not have any obligations to you based on the information provided on the Site, any other Interface, or through the Features. You acknowledge and agree that all information provided in connection with your access and use of the Site, any other Interface, and the Features is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained on the Site or any other Interface, or any other information that we make available at any time, including, without limitation, blog posts, articles, links to third-party content, discord content, news feeds, tutorials, social media content, and videos. Before you make any financial, legal, or other decisions involving the Features, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate. The Terms are not intended to, and do not, create or impose any fiduciary duties on us. You further agree that the only duties and obligations that we owe you are those set out expressly in these Terms. None of the information provided on the Site, any other Interface, or through any of the Features shall be interpreted as an invitation or inducement to (i) exercise any rights to acquire, dispose of, underwrite, or convert any cryptoassets or digital assets or (ii) buy, sell, or induce a user to buy or sell any cryptoassets or digital assets. Neither the Company nor Blockratize is acting as an investment adviser, trading, tax, legal or other adviser to any person or entity. Modifications To The Terms We reserve the right, in our sole discretion, to modify the Terms at any time or from time to time. The modified Terms will be posted on the Site and any other Interface and will provide the last updated date at the top. Any modified Terms will become effective upon posting. By continuing to access, use or otherwise interact with any Interface or Feature after the effective date of any modification to the Terms, you are providing your explicit agreement to be bound by the Terms as modified. If you do not agree to be bound by any updated Terms, you are prohibited from using, accessing, or otherwise interacting with the Interfaces or Features. It is your responsibility to check any Interface you use regularly for modifications to the Terms. To the Site, any other Interface, or the Features We reserve the right, in our sole discretion, to modify, substitute, eliminate, restrict access to, or add to the Site, any other Interface, or any Feature at any time and from time to time, with or without notice to you, including deleting or otherwise materially modifying content and information. We may, at our sole discretion, from time to time and with or without prior notice to you, modify, suspend or disable (temporarily or permanently) the Site, any other Interface, or the Features, in whole or in part, for any reason whatsoever, including, without limitation, to only allow open contracts to be closed. Upon termination of your access, your right to use the Site, any other Interface, or the Features will immediately cease. We will not be liable for any losses suffered by you resulting from any modification to any Site, any other Interface, or Features or from any modification, suspension, or termination, for any reason, of your access to all or any portion of the Site, any other Interface, or the Features. The Site, any other Interface, and the Features may evolve, which means the Company may apply changes, replace, or discontinue (temporarily or permanently) the Site, any other Interface, or the Features at any time in its sole discretion. The following sections of these Terms will survive any termination of your access to the Site, any other Interface, or the Features, regardless of the reasons for its expiration or termination, in addition to any other provision which by law or by its nature should survive: Sections 5, 7,8, 9 and10. To Limits The use of the Site or the Features may be subject to limitations, including transaction limits or rate limits (together, “Limits”). The Company reserves the right, in its sole and absolute discretion, to change any applicable Limits from time to time, with or without notice to you. The Company reserves the right to evaluate individual users’ requirements on a case-by-case basis and, in its sole discretion, adjust applicable Limits subject to any further conditions the Company deems necessary. Your Responsibilities, Representations & Prohibited Conduct Your Representations As a condition to accessing or using the Site or the Features, you represent and warrant to the Company the following: Of Age and Legal Authority. The Site, any other Interface, and Features are intended only for users who are 18 years of age or older. If you are entering into the Terms on behalf of an entity, such as the company you work for, you represent to us that you have the legal authority to bind such an entity. If you do not meet these requirements, you are prohibited from accessing, using or otherwise interacting with the Site, any other Interface, or Features. Sanctions. You represent and warrant that you are not, and for the duration of the time you use the Site, any other Interface, and Features, will not be (i) the subject of economic or trade sanctions administered or enforced by any governmental authority or otherwise designated on any list of prohibited or restricted parties; (ii) in contravention of any laws and regulations pertaining to anti-money laundering or terrorist financing; (iii) included on the List of Specially Designated Nationals and Blocked Persons maintained by the US Treasury Department’s Office of Foreign Assets Control (OFAC) or on any list pursuant to European Union (EU) and/or United Kingdom (UK) regulations (as the latter are extended to Panama by statutory instrument); or (iv) operationally based or domiciled in a country or territory in which sanctions imposed by the United Nations (whether through the Security Council or otherwise), OFAC, the EU and/or the UK apply, or otherwise pursuant to sanctions imposed by the United Nations, OFAC, EU, or UK. If at any point the above is no longer true, then you must immediately cease using the Site, any other Interface, and Features. Restricted Jurisdictions. You acknowledge and agree that you are not permitted to access, use or trade with the Contracts on the Platform if you are residing in, a citizen of, organized in or located in any jurisdiction identified as a restricted jurisdiction on the list published at https://expred.io/api-reference/geoblock, which we may update from time to time without notice (collectively, the “Restricted Jurisdictions”); or a jurisdiction or territory that is the subject of comprehensive country-wide, territory-wide, or regional economic sanctions by the United States, including but not limited to Iran, Syria, Cuba, North Korea, and the Crimea, Donetsk and Luhansk regions of Ukraine. Wallet Configuration. You represent and warrant that you – and only you – are responsible for properly configuring, as applicable, and using the Site, any other Interface, or the Features or incorporating the Features into your applications or Wallet and for taking appropriate action to secure your data, including without limitation, financial or token information and private keys. No VPN To Circumvent or Attempt to Circumvent. You do not, and will not, use VPN software or any other privacy or anonymization tools or techniques to circumvent, or attempt to circumvent, any restrictions that apply to the Site, any other Interface, or the Features. Sophistication. You represent and warrant that you possess sufficient knowledge, market sophistication, professional advice, experience and skills to engage with the Site, any other Interface, and the Features, including the Platform if you are permitted to use it, and that you have the requisite understanding of blockchain technology, cryptoassets and cryptography to be able to engage with the Features. Applicable Law. Your access to the Site, any other Interface, and Features is not (i) prohibited by and does not otherwise violate or assist you to violate any domestic or foreign law, rule, statute, regulation, by-law, order, protocol, code, decree, or another directive, requirement, or guideline, published or in force that applies to or is otherwise intended to govern or regulate any person, property, transaction, activity, event or other matter, including any rule, order, judgment, directive or other requirement or guideline issued by any domestic or foreign federal, provincial or state, municipal, local or other governmental, regulatory, judicial or administrative authority having jurisdiction over the Company, you, the Site, any other Interface, or the Features, or as otherwise duly enacted, enforceable by law, the common law or equity (collectively, “Applicable Laws”); or (ii) contribute to or facilitate any illegal activity. You represent and warrant that you will comply with all Applicable Laws, and you will not use the Site, any other Interface, or the Features if the laws of your country, or any Applicable Law, prohibit you from doing so. Financial Risks. Use of the Features, in particular entering into Contracts on the Platform, may carry financial risk. You acknowledge and understand that Contracts are inherently risky by their nature and participation in Contracts could result in the loss of the full amount supplied. Contracts such as the Contracts available on the Platform are highly experimental, risky, and volatile. Transactions entered into in connection with the Contracts are irreversible, final and there are no refunds. You acknowledge and agree that you will access and use the Site, any other Interface, and the Features, including the Contracts and the Platform, at your own risk. The risk of loss in transacting in cryptoassets using Contracts can be substantial. You should, therefore, carefully consider whether such transactions are suitable for you in light of your circumstances and financial resources. Further, such risks and adverse outcomes may be exacerbated when leverage and/or derivative products are used and we may, at any time and in our sole discretion, elect to suspend or terminate our support of any or all supported Contracts. BY USING THE PLATFORM TO TRADE AND ENTER INTO CONTRACTS, YOU CAN LOSE UP TO THE ENTIRE AMOUNT OF THE CRYPTOASSETS SUPPLIED TO THE CONTRACT. Contract Resolution. You acknowledge and understand that the Company is not involved in nor responsible for the resolution of any Contracts displayed on the Platform. You further acknowledge and understand that all Contracts displayed on the Platform are resolved by the UMA Optimistic Oracle, a smart contract based optimistic oracle in accordance with a Contract’s pre-defined rules. You acknowledge and agree that the Company is not responsible for any disputes related to the resolution of any Contracts and that any such disputes shall be made through the prescribed process through the UMA App. Your Responsibilities & Prohibited Conduct You agree to access, use or otherwise interact with the Site, any other Interface, and Features only in an authorized, proper and appropriate manner and in accordance with these Terms and with all applicable laws. You agree that you will not: Violate any Applicable Laws or regulations through your access to or use of the Site, any other Interface, or the Features; Engage in activity that violates any Applicable Laws, rules, or regulations concerning the integrity of the Site, any other Interface, and the Features, including but not limited to, by: Engaging in any fraudulent act or scheme to defraud, deceive, trick or mislead; Entering, or attempting to enter, any buy or sell order on the basis of confidential information relating to the outcome or likely outcome of the event underlying such Contract, where trading on such information would constitute a breach of a pre-existing duty of trust and confidence owed to another person or entity; Entering, or attempting to enter, any buy or sell order on the basis of confidential information relating to the outcome or likely outcome of the event underlying such Contract, where such information was obtained from, or such order was directed or solicited by, a person who owed a pre-existing duty of trust and confidence to another person or entity, if you know or have reason to know that trading on such information by the person who communicated it or directed or solicited the order would be prohibited by these Terms; Entering, or attempting to enter, any buy or sell order if you hold a position of authority or influence sufficient to affect the outcome of the event underlying such Contract, or if you have been directed or solicited to enter such order by a person who holds such a position of authority or influence; Engaging in disruptive trading practices, including but not limited to (i) spoofing (i.e., placing any buy or sell order without a bona fide intent to transact and with the intent to cancel before execution); (ii) front-running; (iii) placing fictitious transactions; (iv) cornering, or attempted cornering; (v) wash trading (e.g., placing or accepting any buy and sell order in the same contract, where you know or reasonably should know that the purpose of the orders is to avoid taking a bona fide market position exposed to market risk); (vi) violating bids or offers; or (vii) knowingly making any bid or offer for the purpose of making a market price that does not reflect the true state of the market; Coordinating, colluding, or acting in concert with any other person for the purpose of moving, fixing, artificially influencing a Contract price, or otherwise acting to the determine of the integrity of the market; Entering or attempting to enter into any buy or sell order that does not result in a change in beneficial ownership, or that is structured or arranged in a manner designed to preserve economic exposure in the same hands while creating the appearance of a transfer of ownership; Manipulative trading; Engaging in any conduct that circumvents or attempts to circumvent the exposure of any Contract to open and competitive bidding; or Any other trading activity that, in the discretion of the Company or Blockratize, is abusive, improper or disruptive. Exploit the Site, any other Interface, or Features for any unauthorized purpose; Circumvent or attempt to circumvent any content-filtering techniques, security measures or access controls that the Company employs on the Site, including, without limitation, through the use of a VPN or similar measures; Provide false, inaccurate, or misleading information while using the Site, any other Interface, or the Features or engage in activity that operates to defraud the Company, other users of the Features, or any other person; Harvest or otherwise collect information from the Site, any other Interface, or the Features for any unauthorized purpose; Use the Site, any other Interface, or Features in any manner that could disable, overburden, damage, or impair the Site, any other Interface, or Features or interfere with any other party’s use or enjoyment or the Site, any other Interface, or Features; Use the Site, any other Interface, or the Features, in any way that is, in our sole discretion, libelous, defamatory, profane, obscene, pornographic, sexually explicit, indecent, lewd, vulgar, suggestive, harassing, stalking, hateful, threatening, offensive, discriminatory, bigoted, abusive, inflammatory, fraudulent, deceptive, or otherwise objectionable or likely or intended to incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; Use the Site, any other Interface, or the Features for or on behalf of any person residing in a jurisdiction that we have, in our sole discretion, determined is a jurisdiction where the use of the Site, any other Interface, or the Features is prohibited, including all Restricted Jurisdictions; Reverse engineer, disassemble, or decompile the Interfaces or Features or apply any other process or procedure to derive the source code of any software included in the Interfaces or Features except to the extent applicable law does not allow this restriction or such rights have been expressly granted to you under a separate license; Sublicense, sell, or otherwise distribute the Interfaces or Features, or any portion thereof; Use any data mining tools, robots, crawlers, or similar data gathering and extraction tools to scrape or otherwise remove data from the Site, any other Interface, or Features; Use any manual process to monitor or copy any of the material on the Site, any other Interface, or Features or for any other unauthorized purpose without our prior written consent; Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful to the Site, any other Interface, or Features; Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, any other Interface, or Features, the server(s) on which the Site, any other Interface, or Features are stored, or any server, computer or database connected to the Site, any other Interface, or Features; Attack the Site, any other Interface, or Features via a denial-of-service attack or a distributed denial-of-service attack or otherwise attempt to interfere with the proper working of the Site, any other Interface, or Features; Access or use any data, content, or information contained on our Site, any Interface or Features directly or through an API, or any other means, including on-chain, whether in raw, derived, aggregated, or anonymized form (the “Data”) if you are (i) a non-retail, professional entity that engages in capital markets activities (e.g., brokerage, market making, proprietary trading, index calculation, or ETF issuance), including but not limited to broker-dealers, futures commission merchants, registered investment advisors, hedge funds, investment managers, proprietary trading firms, commodity pool operators, financial technology companies, banks, clearing houses, and exchanges or an affiliate of any such entity (each, a “Capital Market Client”), or (ii) a market data distributor, in each case unless otherwise agreed to in writing by us; Sell, resell, sublicense, redistribute, or otherwise commercially exploit the Data to any Capital Market Client or market data distributor, unless otherwise agreed to in writing by us; or Otherwise violate the Terms. Notwithstanding anything to the contrary herein, the Company reserves the right to grant access to public on-chain infrastructure and the Company’s builder program. You acknowledge and agree that in the event that you use the Site, any other Interface, or Feature in a potentially prohibited manner, we may investigate and we reserve the right, in our sole discretion, to (i) terminate your access to the Site, any other Interface, and/or Features, (ii) prohibit you from participating in any reward or incentive programs or product launches and (iii) take any other action the Company deems reasonable or necessary, including cooperating with law enforcement or bringing claims against you if they result in harm or damage to the Company, to rectify the prohibited conduct or any consequences resulting therefrom. You hereby acknowledge and agree that using the Site, any other Interface, and/or Features may result in tax consequences. It is your sole responsibility to determine whether there are any tax consequences from any transactions you initiate using the Site, any other Interface, or Features, and you are solely responsible for ensuring compliance with applicable tax laws in your tax resident jurisdiction. Additional Information The Company or a third party acting on behalf of the Company may, from time to time, request additional information from you, including, but not limited to, information to confirm that you are not a Restricted Person. If you do not provide such information within the time period set by the Company or if the Company determines, in its sole discretion, that such information is not adequate, the Company may, in its sole discretion, (i) terminate your access to the Site, any other Interface, and/or Features, (ii) prohibit you from participating in any reward or incentive programs or product launches and (iii) take any other action the Company deems reasonable or necessary in its sole discretion. Your Feedback You may provide feedback to us or otherwise submit questions and inquiries through some of the Interfaces (“Feedback”). We welcome Feedback relating to improvements or updates to the Interfaces or Features, or inquiries about the same. We will try to review your Feedback but are not obligated to do so nor are we obligated to release any modifications or improvements you submit to us based on your Feedback. You acknowledge and agree that we will own all right, title, and interest in and to all Feedback you submit. You represent and warrant that (i) you and your licensors own all right, title, and interest in and to your Feedback; and (ii) you will not violate any intellectual property or other rights of third parties in providing Feedback to us. Intellectual Property Rights Ownership & License The Company, Blockratize or its licensors own all right, title, and interest, including all intellectual property rights, in and to the Site, any other Interface, and Features, including any related content and technology, unless otherwise indicated. Subject to the Terms, the Company hereby grants you a personal, limited, revocable, non-exclusive, non-sublicensable, non-transferable license to use, copy, and distribute in connection with such use the Site, any other Interface, and Features. This license is solely intended to allow you to access, use or otherwise interact with the Site, any other Interface, and Features. You acknowledge and agree that you do not receive any other rights to the Site, any other Interface, or Features other than those specified in the Terms. Certain Features may be provided to you under a separate license, such as the AGPL 3.0, the MIT License, or another open source (or other) license; third party features or applications integrated into the Site or Features may be subject to other or additional intellectual property licenses and thus, you must review any terms relevant to those third party features or applications to determine the relevant license applicable thereto. You agree you will not violate the terms of any such separate license. Reciprocal License By using the Site, any other Interface, or any Feature, you grant us a limited, non-exclusive, sublicensable, worldwide, royalty free license to use, copy, modify and display any content or Feedback you provide to us or that you post on or through the Site, any other Interface, or any Features solely for our business purposes, including but not limited to the purpose of providing the Site, any other Interface, or Features for so long as is necessary to do so. By providing any Feedback or providing any information on or through the Site, any other Interface, or via the Features (collectively, the “Content”), you hereby grant to us a royalty-free, fully paid-up, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, create derivative works of, display, perform, publish and distribute, in any form, medium, or manner, any Content, including, without limitation, for promoting the Platform, its affiliates, the Features, the Site or any other Interface. You represent and warrant that (a) you own your Content or have the right to grant the rights and licenses in these Terms; and (b) your Content and our use of your Content, as licensed herein, does not and will not violate, misappropriate or infringe on any third party’s rights. Third Party Information or Services As discussed throughout the Terms, the Site, any other Interface, and Features may be integrated with or otherwise give access to applications, services, sites, technology, data, operations, features and resources that are provided or otherwise made available by third parties (“Third Party Services”). If the Site, any other Interface, or Features may contain links to Third Party Services, then they are provided for your convenience only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access a Third Party Service integrated with or linked to any Interface or Feature, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. We reserve the right to withdraw linking permission without notice. As further noted throughout these Terms, your access and use of Third Party Services may be subject to additional terms and conditions, privacy policies, or other agreements with those third parties, which we do not control and otherwise may have no relationship with. The Company also has no control over and is not responsible for such Third Party Services, including for the accuracy, availability, reliability, verification, or completeness of information or content shared by or available through Third Party Services, or the privacy practices of Third Party Services. Your use of any Third Party Services is directly between you and that third party, and you acknowledge and agree that we will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any Third Party Services. You, and not we, will be responsible for any and all costs and charges associated with your use of any Third Party Services. You acknowledge and agree that the Company is not responsible for the availability of such external sites, applications or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource. Please review any applicable terms, privacy policies or agreements of Third Party Services prior to using such services. The integration or inclusion of such Third Party Services does not imply an endorsement or recommendation of such Third Party Services. Indemnification You agree to defend, indemnify, and hold harmless us and our licensors, and each of their respective employees, officers, directors, and representatives (collectively, the “Company Parties”) from and against all liability for monetary damages, contractual claims of any nature, economic loss (including direct, incidental or consequential damages), loss of income or profits, fines, penalties, exemplary or punitive damages, and any other injury, damage, or harm, including reasonable attorney’s fees (“Damages”) that relate in any way to any demand, claim, regulatory action, proceeding or lawsuit, regardless of the cause or alleged cause, whether the allegations are groundless, fraudulent, false, or lack merit and regardless of the theory of recovery (“Claim(s)”) arising out of or relating to: (i) your use of the Interfaces or Features (including any use by your customers, users, employees, and other personnel); (ii) breach of the Terms or violation of applicable law by you, your customers, users, employees and other personnel; (iii) a dispute between you and any third party; (iv) your alleged or actual infringement or misappropriation of any third party’s intellectual property or other rights; and (v) your Feedback. In the event we receive any third party subpoena or other compulsory legal order or process associated with Claims described in (i) through (v) above, then in addition to the indemnification set forth above, you will reimburse us for our employees’ and contractors’ time and materials spent responding to such matters at our then-current hourly rates as well as our reasonable attorneys’ fees. If you are obligated to indemnify us, then you agree that we will have the right, in our sole discretion, to control any action or proceeding and to determine whether we wish to settle, and if so, on what terms, and you agree to fully cooperate with us in the defense or settlement of such Claim. Programs The Company may, from time to time, in its sole discretion, make certain programs, special offers, challenges, rebates, bonuses or other promotions available to users (each a “Program,” and collectively, “Programs”). The Company may, in its sole discretion, make any Program available only to certain users or classes of users. The terms and conditions applicable to any such Program will be determined by the Company in its sole discretion and may be communicated to participants in conjunction with any such Program. In the event of a conflict between any Program terms and these Terms, such Program terms shall govern solely to the extent applicable for such Programs, and not otherwise impact the Terms. The Company reserves the right to modify, suspend, or discontinue any Program at any time without notice or liability to users in such Program. Participation in any Program is entirely voluntary, and the Company makes no guarantees as to the availability, rewards, or functionality of any Program. You acknowledge and agree that any benefits earned under a Program: (a) have no cash value unless explicitly stated otherwise; (b) may be subject to additional conditions for redemption; (c) are not guaranteed and may be canceled or forfeited at the Company’s sole discretion; and (d) are subject to applicable laws and regulations, which may restrict or prohibit participation in certain jurisdictions. The Company reserves the right to modify or cancel any benefits if compliance with applicable laws requires such actions, and, at its sole discretion, to evaluate compliance retroactively and take such remedial measures as it deems necessary. Disclaimers and Limitations of Liability Site, Interfaces and Features By accessing the Site, any other Interface, or Features, you hereby acknowledge and agree that the Company cannot and does not guarantee the functionality, security, or availability of the Site, any other Interface, or Features. The technologies on which the Site, any other Interface, or Features rely may be subject to sudden changes and we cannot and do not guarantee that your access to the Site, any other Interface, or Features or the ability to transact thereon will be uninterrupted or error free or that your cryptoassets will be secure at all times. You assume all risks related thereto. No Representations or Warranties THE SITE, ANY OTHER INTERFACE, AND FEATURES ARE PROVIDED “AS IS.” EXCEPT TO THE EXTENT PROHIBITED BY LAW, OR TO THE EXTENT ANY STATUTORY RIGHTS APPLY THAT CANNOT BE EXCLUDED, LIMITED OR WAIVED, NEITHER WE NOR ANY OTHER RELATED PARTY, INCLUDING BLOCKRATIZE, MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE REGARDING THE INTERFACES OR FEATURES, AND THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED OR EXPRESS WARRANTIES (i) OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR QUIET ENJOYMENT, (ii) ARISING OUT OF ANY COURSE OF DEALING OR USAGE OR TRADE, (iii) THAT THE SITE, ANY OTHER INTERFACE, OR FEATURES WILL BE ACCURATE, UNINTERRUPTED, ERROR FREE OR FREE OF HARMFUL COMPONENTS, AND (iv) THAT ANY CONTENT OR ASSETS WILL BE SECURE OR NOT OTHERWISE LOST OR ALTERED. Limitations of Liability TO THE EXTENT PERMITTED BY APPLICABLE LAW, NEITHER THE COMPANY NOR ANY OF ITS SERVICE PROVIDERS WILL BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, REVENUES, CUSTOMERS OR USERS, OPPORTUNITIES, GOODWILL, USE, DATA, CONTENT OR OTHER ASSETS), EVEN IF THE COMPANY OR SERVICE PROVIDERS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, THE COMPANY WILL NOT BE RESPONSIBLE FOR ANY COMPENSATION, REIMBURSEMENT, OR DAMAGES ARISING IN CONNECTION WITH (i) YOUR INABILITY TO USE, OR ANY DELAY IN THE USE OF, THE INTERFACES OR FEATURES, INCLUDING AS A RESULT OF ANY (A) TERMINATION OF THE TERMS OR YOUR USE OF OR ACCESS TO THE INTERFACES OR FEATURES, (B) OUR SUSPENSION OR DISCONTINUATION OF ANY OR ALL OF THE INTERFACES OR FEATURES, OR, (C) ANY UNANTICIPATED OR UNSCHEDULED DOWNTIME OF ALL OR A PORTION OF THE SITE, ANY INTERFACES OR FEATURES FOR ANY REASON; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; (iii) ANY INVESTMENTS, EXPENDITURES, OR COMMITMENTS BY YOU IN CONNECTION WITH THE TERMS OR YOUR USE OF OR ACCESS TO THE INTERFACES OR FEATURES; (iv) ANY UNAUTHORIZED ACCESS TO, ALTERATION OF, OR THE DELETION, DESTRUCTION, DAMAGE, LOSS OR FAILURE TO STORE ANY OF YOUR DATA; (v) ANY CHANGE IN VALUE OF ANY CRYPTOASSET; OR (vi) ANY DAMAGE, LOSS, OR INJURY RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS OR USE OF THE INTERFACES OR FEATURES. IN ANY CASE, THE COMPANY’S AGGREGATE LIABILITY UNDER THESE TERMS WILL NOT EXCEED $100. Governing Law and Dispute Resolution Governing Law These Terms and any action related thereto will be governed by the Panama Arbitration Law and the laws of Panama, without regard to its conflict of laws provisions. Except as otherwise expressly set forth in Section 8 “Arbitration Agreement and Class Action Waiver,” the exclusive jurisdiction for all Disputes that you and the Company are not required to arbitrate will be the courts located in Panama, and you and the Company each waive any objection to jurisdiction and venue in such courts. Dispute Resolution Before either you or the Company or Blockratize (together, the “Parties”) assert any claim against the other for damages or relief of any kind, the Parties agree to make a good faith attempt to resolve the dispute by utilizing the following procedures. Each Party agrees that, before initiating or demanding a formal proceeding, the Parties will meet and confer in a good-faith effort to resolve informally any claim arising out of these Terms of Use or your use of the Site. In order to initiate a claim, a Party shall, as a condition precedent to engaging in the remainder of the dispute resolution process, notify the other Party in writing of the intent to file a complaint. If you intend to initiate such a claim, you must send an electronic communication to the Company at [email protected] with “Complaint Resolution Process” in the subject line, and include the following information: Your wallet address and/or user name; Your first and last name; A detailed explanation of the complaint with any supporting documentation or information; Any specific dates and times associated with the complaint, as applicable; and The remedy or action you are seeking from the Company. Similarly, if the Company intends to initiate such a claim, the Company must send an electronic communication to you with the following information: Your wallet address and/or user name; A detailed explanation of the complaint with any supporting documentation or information; Any specific dates and times associated with the complaint, as applicable; and The remedy or action the Company is seeking from you. The Initial Dispute Resolution Process cannot commence without submission of a written communication containing the information outlined above. After sixty (60) business days have passed following the submission of a complaint by one Party to the other, if it included all of the requisite information listed above, and if for some reason the complaint has not been resolved, the complaining Party may then, and only then, pursue a formal claim as provided for below. The Parties shall use their best efforts to settle any dispute, claim, question, or disagreement and engage in good-faith negotiations which shall be a condition precedent to either Party initiating a formal claim as provided in this Agreement. If the Parties do not reach a resolution within the sixty (60) business day timeframe, or any such other time period as may be required by law, from the time all required complaint information is delivered (“Tolling Period”), then either Party may initiate binding arbitration, as the sole and exclusive dispute resolution process pursuant to the binding Arbitration Agreement and Class Action Waiver below, except as expressly set forth therein. To the extent the process described herein is inconsistent with the statutory requirements of the governing jurisdiction, it shall be so modified to conform to the laws of that jurisdiction. The Parties agree that any relevant limitations period will be tolled during (and by) the Tolling Period. In the event of any claim or arbitration between the Parties, as set forth below, the Company may, in its sole discretion, in accordance with applicable laws, temporarily suspend or terminate your account. This provision is separate and apart from the dispute resolution procedures relating to the resolution of Contracts. Those resolution procedures can be found at https://expred.io/docs/guides/markets/how-are-markets-resolved/. Arbitration Agreement & Class Action Waiver Please read this binding agreement to arbitrate (“Arbitration Agreement”) and class action waiver (“Class Action Waiver”) carefully because it requires the Parties to arbitrate certain disputes and claims on an individual basis only and limits the manner in which the Parties can seek relief from each other. Any dispute, claim or controversy arising out of or relating to the Terms, Interfaces or Features, or the breach, termination, enforcement, interpretation or validity of the Terms, including the determination of the scope or applicability of this agreement to arbitrate, will be determined by arbitration before one arbitrator. This Arbitration Agreement and Class Action Waiver apply to any claims you may currently possess and any claim that may arise in the future. This clause will not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The Parties’ Arbitration Agreement and Class Action Waiver mandate that all past, pending, and/or future disputes between you and the Company shall be resolved by final and binding arbitration on an individual basis only and for your own losses only. Under these terms, you may not proceed as a class representative, as a member or part of any proposed class, collective action, as a private attorney general, qui tam action or under any representative proceeding, and you may not otherwise seek to recover on behalf of others. You and the Company further agree that any arbitration pursuant to this Agreement shall not proceed as a class, group or representative action. You further acknowledge that your agreement to arbitrate means you will not be able to seek damages in court or present your case to a jury. Acceptance of these Arbitration Agreement and Class Action Waiver Terms By using, or otherwise accessing the Site, or clicking to accept or agree to the Agreement where that option is made available, you confirm that you have read and accept and agree to this Agreement. Except to the extent that you may opt out as provided below, all of your activity utilizing the Site, any other Interface, or Features, including all events which occurred before your acceptance of the Agreement, shall be subject to the Agreement. Scope of Arbitration Agreement Except as otherwise set forth herein, the Parties agree that any past, pending, or future dispute, claim or controversy arising out of or relating to your activity utilizing the Site, any other Interface, or Features, these Terms of Use, this Agreement, and/or the Privacy Policy (including without limitation any dispute concerning the breach, enforcement, construction, validity, interpretation, enforceability, or arbitrability of the same) (a “Dispute”), shall be ultimately resolved by arbitration, including claims that arose before acceptance of any version of this Agreement. In addition, in the event of any Dispute concerning or relating to this Agreement—including the scope, validity, enforceability, or severability of the Arbitration Agreement, as well as the arbitrability of any claims—the Parties agree and delegate to the arbitrator the exclusive jurisdiction to rule on their own jurisdiction over the Dispute, including any objections with respect to the scope, validity, enforceability, or severability of this Agreement or its provisions, as well as the arbitrability of any claims or counterclaims presented as part of the Dispute. Binding Nature of Agreement This Agreement, including the Arbitration Agreement and Class Action Waiver, shall be binding upon you, your successors, assigns, heirs, representatives, beneficiaries, and upon any other person or party claiming an interest on your or your estate’s behalf. The Company agrees also that this Agreement is intended to benefit and shall bind any successor-in-interest or assignee of the Company. Intellectual Property Notwithstanding the requirement to arbitrate herein, the Parties are NOT required to arbitrate any claims for the alleged unlawful use of copyrights, trademarks, trade names, trade dress, logos, trade secrets, or patents, and the Parties agree that in the event of alleged infringement of copyrights, trademarks, trade names, trade dress, logos, trade secrets, or patents by a Party, they shall also be entitled to seek legal and injunctive relief and the Parties shall not be able to hold out a user’s access to the Site, any other Interface, or Features the as basis to enforce an arbitration agreement as to such claims. Separate Agreement & Applicable Law The Parties acknowledge that this Arbitration Agreement is a separate agreement between the Parties and that any alleged or determined invalidity or illegality of all or any part of the Terms of Use, the Site, any other Interface, Features, and/or Privacy Policy shall have no effect upon the validity and enforceability of this Arbitration Agreement. Good Faith By signing a demand for arbitration, a Party certifies, to the best of their knowledge, information, and belief, formed after an inquiry reasonable under the circumstances, that: (i) the demand for arbitration is not being presented for any improper purpose, such as to harass, cause unnecessary delay, or needlessly increase the cost of dispute resolution; (ii) the claims and other legal contentions are warranted by existing law or by a non-frivolous argument for extending, modifying, or reversing existing law or for establishing new law; and (iii) the factual contentions have evidentiary support or, if specifically so identified, will likely have evidentiary support after a reasonable opportunity for further investigation or discovery. Waiver of Class Relief and Collective Action To the maximum extent permitted by applicable law, You may not proceed in arbitration or court as a class representative, member or part of any proposed class, collective action, private attorney general suit, qui tam action or any representative proceeding, or otherwise seek to recover on behalf of others or for the benefit or use of others in any type of claim or action. You agree that you are waiving rights to participate in a class action, and that by agreeing to these terms, you give up your right to participate in any future class action or any other consolidated or representative proceeding, including any proceeding existing as of the date You accepted these Terms. Option and Procedure to Opt-Out of Arbitration You may opt-out of the Arbitration Agreement by following the instructions below. If you do not wish to agree to the provisions of this section requiring arbitration, you must send a written notice of your intent to opt-out, which must include your wallet address, first and last name, e-mail and phone number. This notice must be received by the Company at [email protected] no later than thirty (30) days after you entered into this Agreement. If you have previously agreed to an arbitration provision in connection with your use of the Site, any other Interface, and/or Features and choose to opt out of this Arbitration Agreement, the last version of the arbitration provision to which you agreed shall apply to any Dispute between the Parties. You hereby agree to take all reasonable steps to conduct further research and to consult with counsel (at your expense) regarding the consequences of your decisions regarding arbitration and to opt-out of arbitration. Severability This Arbitration Agreement applies solely to the extent permitted by law. If for any reason any provision of this Arbitration Agreement, or portion thereof, is found to be unlawful, void, or unenforceable, that part of this Arbitration Agreement will be deemed severable and shall not affect the validity and enforceability of the remainder of this Arbitration Agreement, which shall continue in full force and effect. To the fullest extent allowable by law and equity, the Parties agree that any such unenforceable provision may be blue-penciled or otherwise construed by the forum presiding over any dispute to give effect to the intent of the Parties as consistent with the overall purpose and intent of the Arbitration Agreement, and may be deemed replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision. General Terms Entire Agreement The Terms, including any policies that expressly incorporate the Terms by reference, constitute the entire agreement between you and us regarding the subject matter herein. The Terms supersede all prior or contemporaneous representations, understandings, agreements, or communications between you and us, if any, whether written or verbal, regarding the subject matter of the Terms. No Relationships or Assignments Nothing in the Terms shall be construed to create any relationship between you and us other than as defined herein. Neither you nor we are an agent of each other under these Terms or otherwise, and you shall have no right to hold yourself out as in any way having a relationship with us other than as someone using, accessing or otherwise interfacing with the Interface and/or Features. You agree that you are not permitted to assign or otherwise transfer any of your rights and obligations under the Terms, but the Company may assign or transfer the Terms, in whole or in part, without restriction. Any assignment or transfer in violation of this Section will be void. Subject to the foregoing, the Terms will be binding upon, and inure to the benefit of, the parties and their respective permitted successors and assigns. Waiver The failure by us to enforce any provision of the Terms will not constitute a present or future waiver of such provision nor limit our right to enforce such provision at a later time. All waivers by us must be in writing to be effective. Severability If any portion of the Terms are held to be invalid or unenforceable, the remaining portions of the Terms will remain in full force and effect. Any invalid or unenforceable portions will be interpreted to effectuate the intent of the original portion. If such construction is not possible, the invalid or unenforceable portion will be severed from the Terms and the rest of the Terms will remain in full force and effect. Remedies Any right or remedy of the Company set forth in these Terms is in addition to, and not in lieu of, any other right or remedy whether described in these Terms, under Applicable Law, at law, or in equity. The failure or delay of the Company in exercising or enforcing any right, power, or privilege under these Terms shall not operate as a waiver thereof. Contact Us You may also contact us with questions, complaints, or claims concerning the Features at [email protected].